Sometimes I start to think that I’m cool, sophisticated, have my act together.

And then I drop my cell phone in the toilet.

I did this Saturday night. My beautiful pink razor phone. I’m no techno-geek, but I did love that pink phone. I had only owned it for a few months, and I had finally figured out all the bells and whistles. Plus, I could always spot the pink right away in that big purse I carry.

But alas, the pink phone wasn’t meant to be. And I’m the only goober who didn’t realize you’re supposed to buy the insurance with your phone. I mean, who really buys insurance? Apparently everybody but me.